In my opinion:

Don't be Naked to the world.

Public WiFi is just that. Public. Every time you use a public wifi hotspot, you're naked to the world. Hackers can steal your data out of thin air.

Learn more about how to protect yourself on public WiFi.


Script embedded in HTML

This is one of those company's that I do not have a major problem with I just don’t get why some one would pay to offer reviews or read reviews. I also am bothered by the slick marketing and fluff in the print copy. What do I mean by fluff? its like a new car sticker that list 100 items on it. The sticker shows things like included 4 tires, side view mirrors, trunk carpet. No shit you really have to tell me that it will come with 4 tires? mirrors? carpet? What I can get 4 crates instead? Well angies list on their website. List MSNBC, NY TIMES, FOX & FRIENDS, TODAY and US NEWS prominently like they are some kind of endorsement. In reality they say very little more than fluff.

NY TIMES: "Not sure where to look for a reliable contractor? ...join Angie's List."

FOX & FRIENDS: "Angie's List is the premier agency for finding consumer reviews on just about any service, from plumbing to health."

The next thing that bothers me is this statement:

Why Angie's List is better than free review sites:

  • No anonymous reviews. BIDPETE calls BULLSHIT
  • Certified data collection process prevents companies and providers from reporting on themselves or their competitors. BIDPETE calls DOUBLE BULLSHIT

I in fact know of one company and have worked for another that offered their employees incentives to go home and write phony reviews about the company they work for so the company's rating on angies list can go up. (will tell you in a minute why rating to a company are important) NO anonymous reviews. How dopey do you really have to be to believe this one? Anybody can makeup a Hotmail, yahoo, Gmail account to write positive reviews on a company.

The next thing that bothers me is this statement:

  • Companies can't pay to be on Angie's List
  • Reviews come from real people like you, not anonymous users

Companies can't pay to be on angies list. True. Well sort of. This is slick and in my book equal to the "reach around" Companies do not pay to get into angies list, but once they are on angies list they pay big to get their company higher on the list! Here is a small sample of a letter a company received once they were on angies list. Make sure members choose you by becoming a featured company on Angies list. Web placement or keyword advertising: Appear on the first page of search results so members can easily find and access your reviews. Call center advertising. Be 1 of only 4 referrals provided when a member calls Angies list looking for a highly rated service provider in your category. This last one is the one that really bothers me, if I am working on the premise that I should trust a company because of the reviews, and then I call Angies list call center and they recommend the top 4 company's because the company's paid to become one of the top 4. Then the reviews don't matter so why am I reading them or writing them? Reviews are worthless if they are not the only thing that rates a company.

Reviews come from real people not anonymous users: Slick wording going on here! Yes no anonymous users are allowed, what they mean is that you must have a valid email. You can't just write as anonymous. But as I said anyone can make up a fictitious email address and then write a review. Yes a real person but still anonymous and not a true review. Angies list would probably counter by saying that they charge for membership to make sure that the person is real, and BIDPETE will counter that if I own a company on Angies list, the monthly fee of $13.60 to be a member is an acceptable cost of doing business to have my employees or friends write positive reviews on my company. I could go on and on, but what I want is for you to look at everything around you with open eyes. Be an educated consumer.

Come on man stop being a SUCKER already. Save your money. Nobody, I mean Nobody, no person, no company can legally repair your credit any faster or cheaper than YOU CAN! First things first GET YOUR CREDIT REPORT and be smart and get it for FREE at www.annualcreditreport.com even if you have good credit get an updated report to check for any discrepancies. It’s FREE! Here is a little trick. You are allowed 1 free credit report per year from each bureau. So instead of getting one from all 3 bureau’s at the same time AND THEN HAVING TO WAIT FOR A WHOLE YEAR BEFORE YOU CAN GET ANOTHER SET FOR FREE. Just order from one bureau every 4 months and you will always have a fresh FREE report thru out the year. Yes you’re welcome. Next move is to dispute any negative information on your report. You can do this thru the credit bureau website. The credit bureau must remove any negative information on your report that you dispute if they can not verify that the information is accurate. Next pay off any outstanding balances and leave a positive explanation on your file. Next call the creditor who posted to your report and ask them to remove the negative information. Hey it’s worth a try and it wont hurt to try.

This is a great resource on credit repair laws.

http://www.ftc.gov/os/statutes/croa/croa.shtm

A credit repair company is a person or a company that advertises to clean up your credit report. These companies typically advertise that they can erase bankruptcies, liens and judgments from your credit report. BULL SHIT nobody can remove accurate negative information from your credit profile, PERIOD! They sometimes try to set you up with a new identity. In reality, no one can erase accurate information from your credit report and encouraging you to create a new identity is a crime, according to the Federal Trade Commission. One example of a common illegal practice credit repair companies use is to have you create a false identity by applying for an Employer Identification Number to use instead of your Social Security Number. This is illegal, and if you do that, you could be prosecuted.

Read more: Federal Credit Repair Organizations Act | eHow.com http://www.ehow.com/about_7369267_federal-credit-repair-organizations-act.html#ixzz1KyEBmqGw

Hunny he is so sweet, such a nice family man, can you believe how gutsy he was to go storming back into the sales managers office and fight for us to get us this great price on the very last car in inventory that we really wanted. And to sell it to us with out the dealership making any money on the deal. I mean we are so lucky, should we offer him a tip or invite him over for dinner? Son-of-a-bitch i wanna stab myself in the eye with a pencil right about now. A scenario similar to this plays out across America on a daily basis. Back up ladies, take a deep breath, don't get your panties all twisted and in a bunch. This conversation could be a man talking to a women or a woman talking to a man. What i need you all to do is to continue reading and to think. SALE - SELL - SOLD - These are some of the most powerful and manipulated words in life! Just about every moment of the day YOU are being sold something!! Check this out, this is how my mind works. You wake up and turn on the TV for the news. The power company is now selling you electricity to power the TV for profit. The news is selling you information for profit via commercials, the commercials are selling you products or idea's, or a life style for profit. I could go no and on for ever. And I will in future post but for now let's get back to the devil in carne our glorious knight in shining armor - THE AUTO SALESMAN. By definition this man or womans job is to sell you something for PROFIT! All salesman have an agenda. It is to make personal profit or advancement period! They will do and say anything to make the sale, it is how they make a living. Shit believe and understand this and you will be better prepared not to get taken advantage of. check out this article, confessions of a car salesman http://www.popularmechanics.com/cars/news/industry/confessions-of-a-car-salesman-5681350?click=main_sr Then let me BREAK IT DOWN for you with just 4 of the many things an auto salesman will not tell you and hope you don't know. (1) " I'm getting a secret incentive to push this car" Most dealer and manufacturer incentives aren't hard to uncover. Rebates, low-interest rates and other inducements are often advertised or easily found with a little research on car sites such as Edmonds. What is much tougher to find out is how much is the DEALER CASH offered by the manufacturer. It is some where typically between $500 and $2,000 that manufacturers quietly make to the dealer so they can push their slow-moving models of cars. There is some thing else known as the HOLD BACK. This is a percentage of the cars sticker price, that the manufacturer pays to the dealership after the car is sold. Usually 2-3% Dealerships view holdbacks as pretty much untouchable, Car dealers want this money and will fight tooth and nail not to give up or share any of this money with you. The reason I am telling you about this is so you can see how much bull shit the salesman is giving you when he tells you they are not making any money on your deal. "Dealer cash, is another story. You can get some of this money as long as you can find out about it. I will share a little salesman trick with you now. always act like you already know and say it like this strong and confident. "HOW MUCH IS THE DEALER CASH ON THIS instead of " Is there dealer cash on this?" Grow some ball's damn it! and check several dealerships, you'll probably get a good idea of the amount available. (2) "sticker shock is built into this deal" Invoice pricing -- what the dealership pays the manufacturer for a vehicle is no longer a secret, You can find invoice costs on a number of websites, Like TrueCar. What you need not forget is that there are additional costs that can add thousands of dollars to a car's price -- costs that can't be negotiated away. Early in your negotiations, you should ask what these fees will add to the purchase price so that you can negotiate with those in mind. What you can do, though, is asked for a lower sales price to help offset these fees. And it may help to focus your negotiations on the "out the door" cost -- the total price, including all required taxes and fees, that you have to pay to get the car. (3) "You will get a better deal from the internet department" What people typically don't understand is that the car buying is more transparent, and salespeople have more authority, in the dealerships' Internet departments, You can take advantage of this setup. From the comfort of your home, you can solicit lowest-price quotes on a car from a bunch of dealerships at once. (4) "Knock yourself out negotiating a good price; I've got plenty of other ways to fuck you" Price is just one of the many moving parts of the typical car deal. Three other important factors are:

The add-ons -- paint sealant, car alarms, rustproofing, gap insurance and so on -- are huge profit centers for dealerships. For example, a dealership might charge $300 for "fabric protection" that you could do yourself in a few minutes with a $5 can of Scotchgard. Almost any add-on you can get a better deal if you shop it around outside the dealership.

Consumer Reports has long warned against buying extended warranties on most products, including cars, saying their expensive protection against unlikely repairs. But some buyers like the security of an added layer of assurance. Still, you may be able to get an extended warranty for a significant discount by shopping around.

You also should know the trade-in value of your current vehicle so you don't get lowballed. Most car-comparison sites offer some kind of appraisal calculator; use a few different ones so you have a ballpark idea what your car is worth. If you want to get the maximum value for your car, you should sell it yourself, but you should compare the typical "private party" sale price to the trade-in value to decide if it's worth the hassle.

If you aren't paying cash for your car, you should know that dealerships routinely mark up the interest rates on the loans they get from their warehouse lending sources.To make sure you get the best deal, arrange a loan with your credit union or bank before you step onto the lot. If the dealership can give you a better deal, you can cancel the other loan. If not, you'll at least have financing at a reasonable cost. "That great deal we advertised? You won't get it."

You typically have to have good to excellent credit to win those low-interest loans that dealers and manufacturers advertise. Exactly how good your credit needs to be varies by the deal and often isn't disclosed in advance.

Equally elusive may be the base model of any car design. Manufacturers may tout the low cost of a new car, but chances are, they're citing a stripped-down model that you're unlikely to find at any dealership.

"The dealerships aren't going to have the base model on the lot". "That's just a teaser to get you in the door."

As always, the key to a smart car purchase is to do plenty of research before you ever talk to a car salesperson.

"The more prepared you are before you go shopping," "the better off you're going to be."

Web Hosting